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    What is the Queensland CTP scheme for motor vehicle accidents?

    January 31, 2023

    What is the Queensland CTP scheme for motor vehicle accidents?

    The Queensland Compulsory Third Party (CTP) insurance scheme is a system where all vehicle owners are required to purchase insurance to cover the cost of any personal injury claims arising from a motor vehicle accident, regardless of who was at fault. The insurance provides coverage for the driver, passengers, and any other person injured in the accident.

    Who can claim under the Queensland CTP scheme?

    Under the Queensland CTP scheme, claims can be made by:

    • The driver of the vehicle,
    • Any passengers in the vehicle,
    • Any pedestrian or cyclist involved in the accident,
    • Any person injured as a result of the use of a vehicle, even if they were not in the vehicle at the time of the accident.

    What is the average amount of money claimants receive?

    The average amount of money a claimant may receive under the Queensland CTP scheme depends on several factors such as the severity of their injuries, the cost of medical treatment and rehabilitation, loss of income, and other expenses. It is not possible to determine an average amount as each case is unique and the amount awarded is determined on a case-by-case basis. The insurance company will assess the claim based on the evidence provided and make a settlement offer based on the costs incurred by the claimant as a result of the accident. Your Lawyer can help understand this process and build a case based on the degree of your impairment and impact on financial and life from the accident.


    Learn more about motor vehicle accident claims in Queensland


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